Independent Insurance & Medical Aid Brokers

Cover that fits your life, not the other way around

We compare short-term insurance and medical aid plans across South Africa's leading providers — then place you with the one that actually matches your needs and budget.

15+

Insurance providers compared

500+

Clients covered

100%

Independent advice

24hr

Claims support

What we broker

As independent brokers we aren't tied to any single insurer. We shop the market, compare quotes, and negotiate terms on your behalf — at no extra cost to you.

Home & Property Insurance

Buildings, household contents, and all-risk cover from providers like Santam, Old Mutual, and Hollard. We match the policy to your property's actual risk profile, not a generic quote.

Vehicle & Fleet Cover

Comprehensive, third-party, or fleet insurance — private or commercial. We handle everything from single cars to full company fleets with competitive premiums.

Medical Aid

Discovery Health, Bonitas, Momentum Health, Medihelp, and more. We compare hospital plans, savings plans, and comprehensive options to find the right fit for you or your employees.

Commercial & Business Insurance

Liability, professional indemnity, business interruption, and asset cover. We tailor commercial policies for SMEs and corporates across every industry.

Life & Funeral Cover

Term life, disability, income protection, and funeral plans. We source policies from Old Mutual, Liberty, Sanlam, and others so your family stays protected.

Claims Assistance

When you need to claim, we manage the process end-to-end — documentation, follow-ups, and dispute resolution — so you get paid out quickly and fairly.

TNZ consultant advising a client

We work for you, not the insurer

TNZ Consulting Services (Pty) Ltd is a registered insurance brokerage based in Gauteng. We act as an intermediary between you and South Africa's insurance and medical aid providers — which means our advice is driven by your interest, not a sales target.

Whether you're a family looking for affordable medical aid, a small business owner needing liability cover, or a corporate group insuring a fleet, we sit on your side of the table.

  • Independent — not tied to any single provider
  • Licensed and FSCA-compliant
  • Personalised, face-to-face consultations
  • Ongoing policy reviews as your needs change
Talk to a Broker

Why work with a broker instead of going direct?

Going directly to an insurer means you only see their products. A broker opens the full market.

Market-wide comparison

We quote across multiple insurers simultaneously — Santam, Old Mutual, Discovery, Hollard, MiWay, and more — so you see the real spread of premiums and benefits.

No cost to you

Brokers are paid a commission by the insurer, not the client. You get professional advice without paying extra for it.

Claims advocacy

When a claim gets complicated, you have someone in your corner who knows the policy wording and can push back on unfair outcomes.

Business consultation in progress

Providers we work with

We broker cover from South Africa's most trusted insurance and medical aid companies.

Old Mutual Discovery Santam Hollard MiWay Momentum Liberty Bonitas Medihelp Sanlam

How it works

From first call to signed policy, we handle the legwork.

Book a consultation

Get in touch by phone, email, or the form below. We'll set up a meeting — in person or online — to understand your needs.

Needs analysis

We assess your current cover (if any), your risk exposure, your budget, and what matters most to you and your family or business.

Market comparison

We take your profile to the market, get competing quotes, and present you with a clear comparison — no jargon, no pressure.

Placement & ongoing support

Once you choose, we handle the paperwork and onboarding. After that, we review your cover annually and assist with every claim.

Not sure if you're paying too much for your current cover?

Send us your latest policy schedule and we'll do a free, no-obligation comparison against the open market. Most clients save between 10–25%.

Get a Free Policy Review

Get in touch

Whether you need a new quote, want to switch providers, or have a question about an existing policy — we're here.

Office

Gauteng, South Africa

Hours

Monday – Friday: 08:00 – 17:00
Saturday: 09:00 – 13:00